I talk about mortgage rates a lot because I know they are top of mind for home buyers (and existing homeowners). Even if the difference… Read More »Two-Thirds of Home Buyers Will Hold Off If Mortgage Rates Rise Even Slightly
While last year was the worst year since the GFC in terms of home price growth, 2026 is slated to be another typical UP year… Read More »Was 2025 the Housing Market ‘Crash’ This Cycle?
It seems like just yesterday we were navigating a government shutdown. In fact, the last one ended on November 12th, 2025, less than three months… Read More »Mortgage Rates In the Dark Again Thanks to Another Government Shutdown
If you’re shopping mortgage rates, here’s a simple tip to make it more advantageous. Ask each lender, broker, bank, etc. for their no-cost option first.… Read More »When Comparing Mortgage Rates, Ask for the No-Cost Option First!
Just days after the latest Fed meeting concluded, we have a new Fed chair in former Fed governor Kevin Warsh. Warsh previously served as a… Read More »What New Fed Chair Kevin Warsh Means for Mortgage Rates
One thing I always hear veteran homeowners say to new home buyers is to open a HELOC as an emergency fund. That way if anything… Read More »Does a HELOC Make Sense as an Emergency Fund?
During a speech in Iowa yesterday, President Trump once again reiterated his pledge to bring down mortgage interest rates. He also noted that they were… Read More »Trump Says Mortgage Rates Will Come Down a Lot Under New Fed Chairman
The Fed will wrap up its two-day meeting tomorrow, culminating in another rate decision that is overwhelmingly expected to result in zero change. In other… Read More »Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?
While 2026 started off well for mortgage rates, it’s beginning to feel more and more like 2025. The reason why is tariffs. For a very… Read More »Mortgage Rates Stuck Above 6% as New Korean Tariffs Roll Out
So I’ve had this article idea on my desktop since November 2024. It was an empty Word document simply titled “LLPA-free refinance.” It was something… Read More »LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
