Was 2025 the Housing Market ‘Crash’ This Cycle?
While last year was the worst year since the GFC in terms of home price growth, 2026 is slated to be another typical UP year… Read More »Was 2025 the Housing Market ‘Crash’ This Cycle?
Mortgage Rates In the Dark Again Thanks to Another Government Shutdown
It seems like just yesterday we were navigating a government shutdown. In fact, the last one ended on November 12th, 2025, less than three months… Read More »Mortgage Rates In the Dark Again Thanks to Another Government Shutdown
When Comparing Mortgage Rates, Ask for the No-Cost Option First!
If you’re shopping mortgage rates, here’s a simple tip to make it more advantageous. Ask each lender, broker, bank, etc. for their no-cost option first.… Read More »When Comparing Mortgage Rates, Ask for the No-Cost Option First!
What New Fed Chair Kevin Warsh Means for Mortgage Rates
Just days after the latest Fed meeting concluded, we have a new Fed chair in former Fed governor Kevin Warsh. Warsh previously served as a… Read More »What New Fed Chair Kevin Warsh Means for Mortgage Rates
Does a HELOC Make Sense as an Emergency Fund?
One thing I always hear veteran homeowners say to new home buyers is to open a HELOC as an emergency fund. That way if anything… Read More »Does a HELOC Make Sense as an Emergency Fund?
Trump Says Mortgage Rates Will Come Down a Lot Under New Fed Chairman
During a speech in Iowa yesterday, President Trump once again reiterated his pledge to bring down mortgage interest rates. He also noted that they were… Read More »Trump Says Mortgage Rates Will Come Down a Lot Under New Fed Chairman
Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?
The Fed will wrap up its two-day meeting tomorrow, culminating in another rate decision that is overwhelmingly expected to result in zero change. In other… Read More »Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?
Mortgage Rates Stuck Above 6% as New Korean Tariffs Roll Out
While 2026 started off well for mortgage rates, it’s beginning to feel more and more like 2025. The reason why is tariffs. For a very… Read More »Mortgage Rates Stuck Above 6% as New Korean Tariffs Roll Out
LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
So I’ve had this article idea on my desktop since November 2024. It was an empty Word document simply titled “LLPA-free refinance.” It was something… Read More »LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
Mortgage Rates Ease After Trump Backs Off Greenland Tariffs
Welp, the same movie we saw last year is back in theatres for 2026! And mortgage rates are going to be on a wild ride… Read More »Mortgage Rates Ease After Trump Backs Off Greenland Tariffs