Folks have been debating so-called “mortgage rate lock-in” for years now. It’s also known as the golden handcuffs of an ultra-low interest rate that make… Read More »Lenders Will Now Pay You to Give Up Your Low Rate Mortgage
Each year, I compile the top 10 mortgage refinance companies by loan volume. This means the mortgage lenders closing the most refinance loans in the… Read More »Top 10 Mortgage Refinance Companies (New for 2026)
There’s this theory that AI adoption will be “massively disinflationary.” In that as the technology improves, we will see big production gains that lower the… Read More »Will AI Lead to Higher or Lower Mortgage Rates?
You might be wondering why mortgage rates remain fairly low despite tensions in the Middle East remaining quite high. While there was a glimmer of… Read More »Why Aren’t Mortgage Rates Rising with the Middle East Conflict Seemingly Worsening?
Mortgage rates just got the best possible news they could get. A 10-day ceasefire between Israel and Lebanon has been announced that also resulted in… Read More »Mortgage Rates Plummet on Unexpected Peace Deal and Strait Reopening
I got to thinking lately that floating a mortgage rate might not offer much upside at the moment. Obviously it’s situational and depends on a… Read More »Does It Make Sense to Float with Mortgage Rates Near 3.5-Year Lows?
In somewhat astonishing fashion, at least to me, mortgage rates have been falling all month. And by a fair amount. After a really ugly March,… Read More »Why Are Mortgage Rates Falling with the Strait of Hormuz Still Closed?
The brains over at Yahoo Finance set out to determine a five-year mortgage rate forecast using traditional research and Anthropic’s Claude. When combining 10-year treasury… Read More »Mortgage Rates Are Expected to Be Flat/Lower Over the Next Five Years: So Why the 30-Year Fixed?
Mortgage rates have had one of their best two-week spells in a long time. And they’ve done it during one of the most uncertain times… Read More »Big Weekend Ahead for Mortgage Rates
So far this year, mortgage rates are behaving as they typically do. They fell in the winter months and began rising in spring. Right on… Read More »Will Mortgage Rates Move Higher in May and June as They Do Historically?
