Are Mortgage Points Worth the Cost?
Mortgage Q&A: “Are mortgage points worth it?” When taking out a mortgage, whether for a new home purchase or to refinance an existing loan, one… Read More »Are Mortgage Points Worth the Cost?
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
25 Mortgage Questions You Should Know the Answer To
I figured it’d be helpful to create a post that answers the top “mortgage questions” people ask, all in one convenient place. You should know… Read More »25 Mortgage Questions You Should Know the Answer To
A Record High Share of Consumers Believe Mortgage Rates Will Go Down Over the Next 12 Months
With the winter break now finally behind us, it’s time to talk mortgage rates again. Lately, they’ve been on the minds of anyone even remotely… Read More »A Record High Share of Consumers Believe Mortgage Rates Will Go Down Over the Next 12 Months
2024 Mortgage and Real Estate Predictions: Lower Rates and Falling Home Prices?
Well, another year is nearly in the books, which means it’s time to look ahead to what the next 365 days have in store. While… Read More »2024 Mortgage and Real Estate Predictions: Lower Rates and Falling Home Prices?
How to Track Mortgage Rates: It’s Easier Than You Might Think
If you’re thinking about buying a home, or refinancing an existing home loan, mortgage rates are likely top of mind. As you may or may… Read More »How to Track Mortgage Rates: It’s Easier Than You Might Think
Do We Need a Mortgage MSRP?
Mortgage rate pricing can be a bit of a mystery. And also super complex. I’ve written about it in detail (how mortgage rates are determined).… Read More »Do We Need a Mortgage MSRP?
Mortgage Rates Fall to Lowest Levels Since Spring As Fed Indicates Cuts on the Way in 2024
Just when it appeared that the recent rally was running out of steam, mortgage rates sunk even lower. Despite a lackluster CPI report yesterday that… Read More »Mortgage Rates Fall to Lowest Levels Since Spring As Fed Indicates Cuts on the Way in 2024
It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Over the past year and change, mortgage refinance applications have fallen off a cliff. We had some of the biggest refi years in 2020 and… Read More »It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Lately, some mortgage lenders have pitched “buy now, refinance for free” offers to get more home buyers to take the plunge. The thinking is mortgage… Read More »Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Should I Use the Home Builder’s Mortgage Lender or a Different One?
Lately, new home sales have surged as existing housing supply continues to be hard to come by. This is partially because mortgage rates more than… Read More »Should I Use the Home Builder’s Mortgage Lender or a Different One?