The Hidden Danger of a Higher Mortgage Rate
Everyone knows mortgage rates aren’t as low as they used to be. Understatement of the decade there. But this doesn’t just equate to a higher… Read More »The Hidden Danger of a Higher Mortgage Rate
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Homebuyer Assistance Programs: What’s Available These Days and Who Qualifies?
It’s no secret that homes just aren’t as affordable as they used to be. An unwelcome combination of significantly higher mortgage rates coupled with ever-higher… Read More »Homebuyer Assistance Programs: What’s Available These Days and Who Qualifies?
Top Mortgage Lenders in Nevada
It’s time to check out the top mortgage lenders in Nevada based on their total loan volume. Last year, more than 600 mortgage companies funded… Read More »Top Mortgage Lenders in Nevada
Will Mortgage Rates Go Down in 2023?
Well, were about halfway through the year and mortgage rates seem to have settled in around the high 6% range. While averages vary based on… Read More »Will Mortgage Rates Go Down in 2023?
Top Mortgage Lenders in Florida
Now it’s time to take a look at the top mortgage lenders in Florida based on 2022 volume. The Sunshine State is the biggest mortgage… Read More »Top Mortgage Lenders in Florida
Top Illinois Mortgage Lenders
There was a new top mortgage lender in Illinois in 2022, per the latest HMDA data. And it was Chicago’s very own Guaranteed Rate, which… Read More »Top Illinois Mortgage Lenders
Why Are Mortgage Rates Different?
Mortgage rate Q&A: “Why are mortgage rates different?” Why is the sky blue? Why are clouds white? Why won’t your neighbor trim their tree branches?… Read More »Why Are Mortgage Rates Different?
What Is the Mortgage Rate Lock-In Effect?
Those looking to buy a home, along with existing owners, may have come across the term “mortgage rate lock-in effect” lately. It’s a relatively new… Read More »What Is the Mortgage Rate Lock-In Effect?
Top Mortgage Lenders in California
Thanks to new data, it’s time to take a fresh look at the top mortgage lenders in California in 2022. The Golden State is by… Read More »Top Mortgage Lenders in California
Temporary vs. Permanent Mortgage Buydowns: Which to Choose and Why
Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great news for aspiring home buyers… Read More »Temporary vs. Permanent Mortgage Buydowns: Which to Choose and Why