Why You May Want to Switch Mortgage Companies
Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A few years back, an HSBC… Read More »Why You May Want to Switch Mortgage Companies
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
What Is the Loan-to-Value Ratio? (LTV) How to Easily Calculate It Fast
Let’s talk mortgage basics: “What is the loan-to-value ratio?” If you’re currently shopping for a home or already going through the mortgage loan process, chances… Read More »What Is the Loan-to-Value Ratio? (LTV) How to Easily Calculate It Fast
Why Every Mortgage Lender Will Disappoint You
People constantly ask me if a particular lender is good, bad, or should be avoided at all costs. They also ask who the best mortgage… Read More »Why Every Mortgage Lender Will Disappoint You
Summit Funding Review: Highly Rated ‘Home Loan Experts’
It’s time for another mortgage review, this time we’ll take hard look at Summit Funding Inc., which bills itself as “The Home Loan Experts.” There… Read More »Summit Funding Review: Highly Rated ‘Home Loan Experts’
18 Reasons to Refinance Your Mortgage
There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I’d compile a list of… Read More »18 Reasons to Refinance Your Mortgage
Own Up Review: The Mortgage You Deserve?
Today we’ll check out “Own Up,” a new technology company that wants to be your mortgage co-pilot. By that, they mean help you comparison shop… Read More »Own Up Review: The Mortgage You Deserve?
Look for a Mortgage Before You Search for a Home
While it might look and sound counterintuitive at first glance, it could actually make perfect sense. Instead of assuming that home loan financing is just… Read More »Look for a Mortgage Before You Search for a Home
Why Does Everyone Want Us to Pay Down Our Mortgages?
You may have come across one of those articles lately that talks about how a couple paid off their mortgage in five years. Or some… Read More »Why Does Everyone Want Us to Pay Down Our Mortgages?
Why Do Mortgage Companies Want You to Refinance So Badly?
If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you to refinance. You may receive… Read More »Why Do Mortgage Companies Want You to Refinance So Badly?
Do I Qualify for a Mortgage?
Sometimes I tend to skip past the seemingly basic mortgage questions, assuming everyone already knows the simple stuff. Unfortunately, that’s not the case, and what… Read More »Do I Qualify for a Mortgage?