Mortgage Tips

This was the first category I created when this website was created in 2006.

And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.

Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.

Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.

Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.

This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).

Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.

You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.

Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.

2018 Real Estate and Mortgage Predictions

Just like that, another year has gone by, well, almost. There are still a few days left and anything can happen. In the meantime, I… Read More »2018 Real Estate and Mortgage Predictions

It’s that time of the year again, when we take a look at what’s in store for mortgage rates the following year. So without further… Read More »2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good

A new survey of housing experts and economists led by Zillow sees home prices rising 4.1% in 2018 before annual gains normalize at around three… Read More »Will 2018 Be the Last Great Year for This Real Estate Boom?

Mortgage Q&A: “Can you pay the mortgage with bitcoin?” First off, I apologize for writing an article about bitcoin. I know it’s all the rage… Read More »Can You Pay the Mortgage with Bitcoin?

People seem to be fascinated with how mortgages are calculated and paid off, but when it comes down to it, there’s nothing too mind-blowing happening.… Read More »Are Mortgages Simple Interest and Compounded Monthly?

In a nutshell, the FHA 203k loan program allows prospective home buyers to finance the cost of a property and improvements in one convenient mortgage.… Read More »FHA 203k Loan Program: The All-in-One Renovation Mortgage

Ever wonder what share of borrowers are taking out a 15-year mortgage as opposed to a standard 30-year fixed? Or an ARM instead? Well, I… Read More »Mortgage Originations by Product Type: What’s Most Popular?

Nationstar Mortgage, which was once on the brink of failure, officially announced its name change to “Mr. Cooper” in August 2017. The move appeared to… Read More »Mr. Cooper Mortgage Review: The Lender Formerly Known as Nationstar

Sometimes I’m surprised I miss the most basic of mortgage definitions, seeing that this blog has been around for more than a decade, but alas,… Read More »Primary Residence vs. Second Home vs. Investment: Know the Key Differences

We’ve been worrying that mortgage rates would go up for years now, but it just hasn’t happened yet. Sure, they’re up a little bit from… Read More »These Six Things Will Happen If Mortgage Rates Go Up