Preparing Yourself for the Sellers Market
Whether you like it or not, the buyer’s market of the past couple years or so has come to an abrupt end. Now, sellers have… Read More »Preparing Yourself for the Sellers Market
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
HomeSteps Review: Freddie Mac Homes for Sale
In case you weren’t aware, Freddie Mac, along with sister Fannie Mae, acquired a ton of real estate as a result of the ongoing mortgage… Read More »HomeSteps Review: Freddie Mac Homes for Sale
Detailing the FHA’s New Annual Mortgage Insurance Premium Structure
Over the next few months, the FHA will make a number of substantial revisions to its annual mortgage insurance premium structure. This is in addition… Read More »Detailing the FHA’s New Annual Mortgage Insurance Premium Structure
Getting a Mortgage After a Short Sale: Tips, Tricks, and Waiting Periods
Over the past several years, scores of homeowners have elected to ditch their unmanageable mortgages via short sales to avoid foreclosure. It’s estimated that roughly… Read More »Getting a Mortgage After a Short Sale: Tips, Tricks, and Waiting Periods
Is There Any Correlation Between Elections and Mortgage Rates?
Seeing that it’s Election Day, I figured I’d take a look at historic mortgage rates to see if there is any correlation between their direction… Read More »Is There Any Correlation Between Elections and Mortgage Rates?
The Problem With Mortgage Rate Surveys
Every week, mortgage financier Freddie Mac comes out with a mortgage rate survey, which reveals the average interest rate (and points) charged by lenders for… Read More »The Problem With Mortgage Rate Surveys
What Flavor Is Your Mortgage?
Knowing where you stand before applying for a mortgage is key to negotiating a better interest rate. Yes, you can negotiate your rate! But if… Read More »What Flavor Is Your Mortgage?
Discover Home Loans Review: The Nation’s #1 Home Equity Loan Lender
Well, it’s official, there’s a new mortgage player in town, and they go by a familiar name, “Discover Home Loans.” You may have heard a… Read More »Discover Home Loans Review: The Nation’s #1 Home Equity Loan Lender
CashCall Mortgage Review: Still Offering Really Low Mortgage Rates. But How?
So I listen to the radio here and there, and even though I only listen occasionally, I still tend to get bombarded with mortgage advertisements.… Read More »CashCall Mortgage Review: Still Offering Really Low Mortgage Rates. But How?
Choose Your Own Term Mortgages: Look Beyond the 30-Year
It’s time to talk about silly mortgage products! So I was driving out in Los Angeles today, listening to ESPN radio or some other sports… Read More »Choose Your Own Term Mortgages: Look Beyond the 30-Year