Mortgage Crisis Foreshadowing
I think a lot. Often, about mortgages. In fact, a day doesn’t go by when I don’t try to think of topics to write about… Read More »Mortgage Crisis Foreshadowing
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Some 30-Year Mortgage Rates Aren’t Really Fixed
Let’s talk about mortgage marketing for a moment. I’d hate to call it deceptive, since that’s a term used by the FTC and other government… Read More »Some 30-Year Mortgage Rates Aren’t Really Fixed
What on Earth Is a Zestimate and Is It Accurate?
I was on Zillow the other day looking at real estate when it occurred to me that I never really touched upon the so-called “Zestimates”… Read More »What on Earth Is a Zestimate and Is It Accurate?
What Is an Underwater Mortgage? When You Owe More Than Your Home Is Worth
Mortgage crisis Q&A: “What is an underwater mortgage?” I have no idea why I never touched on this topic before…perhaps I thought it was too… Read More »What Is an Underwater Mortgage? When You Owe More Than Your Home Is Worth
Are Mortgage Rates Higher for Condos?
Mortgage Q&A: “Are mortgage rates higher for condos?” If you’re in the market for a new condo or a townhouse (as opposed to a house),… Read More »Are Mortgage Rates Higher for Condos?
How Much Do Mortgage Brokers Make? No Salary Means The Sky Is the Limit
Mortgage Q&A: “How much do mortgage brokers make?” If you use a mortgage broker, you may be curious what they earn and how they’re paid.… Read More »How Much Do Mortgage Brokers Make? No Salary Means The Sky Is the Limit
Are Mortgage Rates Negotiable? How to Haggle Your Way to Big Savings
Mortgage Q&A: “Are mortgage rates negotiable?” Here’s a popular question everyone looking for a mortgage wants to know (or should want to know). And it’s… Read More »Are Mortgage Rates Negotiable? How to Haggle Your Way to Big Savings
Fannie Mae HomePath Review
After the mortgage crisis, government mortgage financier Fannie Mae wound up with a lot of bank-owned homes. They said it themselves; they couldn’t prevent every… Read More »Fannie Mae HomePath Review
Astronauts Eligible for Mortgages With No Money Down
We all know it’s hard to find a mortgage with zero down these days. You can thank everyone who got one a few years ago… Read More »Astronauts Eligible for Mortgages With No Money Down
Fico: Some Homeowners 110 Times More Likely to Strategically Default than Others
Fico, the creator of the almighty Fico score, says enhancements in its analytic modeling allow it to identify borrowers who are over 110 times more… Read More »Fico: Some Homeowners 110 Times More Likely to Strategically Default than Others