Opt-Out Before You Begin Mortgage Shopping
Often times when you apply for a mortgage, you’ll be bombarded by offers from competing banks and lenders. The reason this happens is because the… Read More »Opt-Out Before You Begin Mortgage Shopping
Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing
Mortgage rates have been on a wild ride the past few years. In fact, it was still possible to obtain a 3% 30-year fixed mortgage… Read More »Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing
The U.S. President Doesn’t Set Mortgage Rates
Mortgage rates are a pretty complex subject. They’re also commonly misunderstood and oversimplified, with many myths perpetuated by those who work in the industry. Some… Read More »The U.S. President Doesn’t Set Mortgage Rates
Bilt Card to Offer Point Earning on Mortgage Payments
Well, it sounds like the new Mesa Homeowners Card got the attention of one of its competitors. Bilt is best known for its credit card… Read More »Bilt Card to Offer Point Earning on Mortgage Payments
Why You Might Want to Steer Clear of a Cash Out Refinance Right Now
It’s no secret that mortgage rates aren’t cheap anymore. In the first quarter of 2022, you could still get a 30-year fixed in the 3%… Read More »Why You Might Want to Steer Clear of a Cash Out Refinance Right Now
Mortgage Rates Tend to Fall Within 12 Weeks of a First Fed Rate Cut
Lately, there’s been a ton of speculation surrounding the direction of mortgage rates. I too have taken part in this quite a bit as I’ve… Read More »Mortgage Rates Tend to Fall Within 12 Weeks of a First Fed Rate Cut
Mortgage Rates Improve After New Treasury Secretary Bessent Announced
As I’ve been saying for a while now, all of the potential bad news (for mortgage rates) has been largely baked in over the past… Read More »Mortgage Rates Improve After New Treasury Secretary Bessent Announced
Watch Out for Mortgage Mailers That Look Super Official But Aren’t
Lately we’ve been hearing a lot about trigger leads due to legislation trying to ban them. If you’re unaware, when a lender pulls your credit,… Read More »Watch Out for Mortgage Mailers That Look Super Official But Aren’t
Three Key Differences Between HELOCs and Home Equity Loans
Lately, homeowners have been turning to their equity for their cash needs. After all, most already have a super low fixed mortgage rate and don’t… Read More »Three Key Differences Between HELOCs and Home Equity Loans
It’s Okay to Negotiate with Your Real Estate Agent
The big NAR settlement is expected to be finalized next week, but the changes already took effect back in August. They include needing a written… Read More »It’s Okay to Negotiate with Your Real Estate Agent