In case you haven’t heard by now, the so-called “National Mortgage Settlement” was finalized today. It’s the largest multi-state settlement since the Tobacco Settlement back… Read More »Do I Qualify for the National Mortgage Settlement?
If you’re interested in refinancing your mortgage with Bank of America, you may be in for a big surprise. Per Bloomberg, the mega bank has… Read More »Bank of America Has a Waiting List to Refinance
It’s time to talk about silly mortgage products! So I was driving out in Los Angeles today, listening to ESPN radio or some other sports… Read More »Choose Your Own Term Mortgages: Look Beyond the 30-Year
You may have thought that mortgage lenders were raking it in, what with the record low mortgage rates currently on offer. But 2011 was actually… Read More »2011 Mortgage Lending Volume Lowest In Over a Decade
I think a lot. Often, about mortgages. In fact, a day doesn’t go by when I don’t try to think of topics to write about… Read More »Mortgage Crisis Foreshadowing
Unless you live under a rock, you’ve likely heard stirrings of a mega super duper fantastic solve-all trillion-dollar refinance program in the works to save… Read More »Why Principal Reductions on Loan Mods Aren’t the Move
We’ve heard talk of mass refinancing plans for years now, but nothing has quite delivered. Sure, the >Home Affordable Refinance Program (HARP) was recently expanded… Read More »Mass Mortgage Refinancing Plan: Obama’s Ace In the Hole
When deciding whether you should refinance your mortgage, you may look to your friends, family, and neighbors to see what they’re doing and/or to get… Read More »Bernanke Has Refinanced His Mortgage Twice in the Past Two Years
Late last week, Congress agreed to reinstate the temporarily inflated FHA loan limits that fell on October 1. So for the next two years, homeowners… Read More »Maximum FHA Loan Limit Restored to $729,750
The Federal Housing Finance Agency (FHFA) released details of a newly revamped Home Affordable Refinance Program (HARP) today, with the main feature being a lack… Read More »Soon Just About Any Underwater Borrower Will Be Able to Refinance
