What’s the Best Mortgage for First Time Buyers?
If you’re new to real estate and preparing to make an offer on a property, you might be wondering what mortgage is best for a… Read More »What’s the Best Mortgage for First Time Buyers?
Cash Out vs. HELOC vs. Home Equity Loan: Which Is the Best Option Right Now and Why?
It’s time for another mortgage match-up: “Cash out vs. HELOC vs. home equity loan.” Yes, this is a three-way battle, unlike the typical two-way duels… Read More »Cash Out vs. HELOC vs. Home Equity Loan: Which Is the Best Option Right Now and Why?
15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
It’s time for another mortgage match-up: “15-year fixed vs. 30-year fixed.” As always, there is no one-size-fits-all mortgage solution because everyone is different and may… Read More »15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
Mortgage Impounds vs. Paying Taxes and Insurance Yourself: The Pros and Cons
If you’ve been researching mortgages, or are in the process of taking out a home loan, you may have come across the term “impounds” or… Read More »Mortgage Impounds vs. Paying Taxes and Insurance Yourself: The Pros and Cons
Is Rent Out and Rent the New Way to Move to a Different House?
I had a conversation with a friend the other day about his current housing situation. In a nutshell, the home he resides in isn’t large… Read More »Is Rent Out and Rent the New Way to Move to a Different House?
18 Important Mortgage Refinance Questions Answered
With mortgage rates no longer at or near record lows, the refinance question has become a lot more complex. It used to be a no-brainer… Read More »18 Important Mortgage Refinance Questions Answered
Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?
I’ve already written at length about the pros and cons of a 15-year fixed mortgage, but some financial experts claim you shouldn’t even buy a… Read More »Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?
10 Big Mortgage Myths Proved Wrong, Once and For All
These days, the world is full of misinformation. You can thank the Internet for that, which has led to an explosion in content, both good… Read More »10 Big Mortgage Myths Proved Wrong, Once and For All
When Should You Start Looking for a House?
Real estate Q&A: “When should you start looking for a house?” The short answer: Immediately. That is, if you want to buy a home at… Read More »When Should You Start Looking for a House?
Does Refinancing Hurt Your Credit Score?
Mortgage Q&A: “Does refinancing hurt your credit score?” Everyone seems to be obsessed with their credit scores and what impact certain actions may have on… Read More »Does Refinancing Hurt Your Credit Score?