A sweeping change took place this morning that blocks non-permanent residents from taking out FHA loans. After conforming loans backed by Fannie Mae and Freddie… Read More »Non-Permanent Residents No Longer Eligible for FHA Loans
File this one under unintended consequences of a global trade war. When you start a trade war, or at least threaten one, unexpected things can… Read More »Mortgage Rates Could Go Up If Foreign Countries Dump Their MBS Holdings
Well, another year is in the books at the VA, and like prior years, Veterans United topped the list as the #1 VA loan lender… Read More »Veterans United the Top VA Loan Lender in 2024 for Third Straight Year
A couple weeks ago, I wrote about how mortgage rates hadn’t really done much since the U.S. presidential election took place. By not doing much,… Read More »Where Would Mortgage Rates Be Today If Kamala Harris Won?
Lately, mortgage rates have been pretty flat. They enjoyed a nice string of six or seven weeks where they tumbled down from around 7.25% to… Read More »If Mortgage Rates Don’t Move, They’ll Be Better in a Month
I’ve been a lot more active on social media over the past few years. And one of my observations is that everyone is looking to… Read More »If You Have a Mortgage, You Are Not Rich
I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did so when mortgage rates were… Read More »Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl
Let’s talk home selling tips. While still-high mortgage rates will undoubtedly make prospective home buyers feel stretched, there’s still plenty of hope for home sellers… Read More »2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market
Today we’ll take a brief look at some mortgage rate history to gain a little context for where we stand today. It’s always helpful to… Read More »Mortgage Rate History: Check Out These Charts from the Early 1900s
It seems pretty clear that the housing market has cooled, and is now more of a buyer’s market than a seller’s market. While this does… Read More »If You’re Buying a Home Today, Expect to Keep It for a Long Time
