What was long thought impossible might now be probable; mortgage rates in the 5s in 2025. I’ve actually been expecting it, and penciled a 5.875%… Read More »Mortgage Rates Could Fall Into the 5s This Year If the Shutdown Persists
In a bid to help more gig workers, freelancers, and self-employed borrowers tap into their equity, mortgage lender Better has launched a new “Bank Statement… Read More »Better Mortgage Launches a Bank Statement HELOC
Another government shutdown is slated to begin at 12:01 a.m. on Wednesday unless lawmakers can find a resolution. This isn’t the first time we’ve faced… Read More »Would Mortgage Rates Benefit More from Jobs Data or a Shutdown?
So far, at least three large mortgage companies have upped conforming loan limits ahead of time for 2026. This has been somewhat customary lately as… Read More »2026 Conforming Loan Limits Get Early Boost, But Point to Slowing Home Price Gains
I’m really starting to enjoy these clips from Mornings with Maria. Yesterday, it was her and Treasury Secretary Scott Bessent talking about the Fed and… Read More »Pulte Claims Trump Has Lowered Mortgage Rates and Refinancings Are Through the Roof
I recently came across some apparent quotes from Treasury Secretary Scott Bessent regarding mortgage rates. One social media post on X claimed he said we… Read More »Bessent Waffles When Asked If Fed Cuts Will Lower Mortgage Rates
Lately, the battle for supremacy in the mortgage/real estate world has heated up tremendously. First, we saw Rocket acquire real estate brokerage Redfin, and most… Read More »Is the Compass Anywhere Merger a Big Mortgage Victory for Guaranteed Rate?
There’s more good news for mortgage rates if you believe Fannie Mae’s latest monthly forecast. In the company’s September 2025 Economic and Housing Outlook, they… Read More »Fannie Mae Is Predicting a Sub-6% 30-Year Fixed Mortgage Rate in 2026
One oddity in the mortgage world these days is that the nation’s top lender, United Wholesale Mortgage, as the name implies, is a wholesale lender.… Read More »How Does United Wholesale Mortgage Work?
A while back, I declared that we were in a falling mortgage rate environment. Perhaps I said it too early, but the general thought was… Read More »This Might Just Be a Little Setback on the Road to Even Lower Mortgage Rates
